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Improve your credit score by taking advantage of the following offers, and enjoy the use of your new cards. Enjoy low introductory rates, the lowest possible APRs, and more when you open up a new credit card account.
Iberia Bank Credit Cards
These are great, inexpensive credit cards that work well for those who may only have an average credit score. They are also good for someone who carries a balance occasionally. The Iberia Bank credit card is a Visa card issued by Pulaski bank. There is no annual fee, and there is a 0% introductory rate when you first open up your credit card line. This can also be applied to any balance transfers that are made within the first six months of owning the card. The purchase APR is a low 6.25%, and cash APRs are 7.25%. There are many common benefits for those using this card, such as online account access. For more information, you can visit their website at http://creditcards.iberiabank.com/.
Instant Use Credit Cards
Many times, you must wait for weeks to get your credit card in the mail. In today’s world, you may apply and be approved for their credit card in a store of your choosing. These kinds of credit cards can really make buying items that you need very simple. Many stores now offer you the option of signing up for their credit card when you are making a purchase. If you do, you will almost always get a certain percentage off your purchases that day. Additionally, you will more than likely end up with a credit card that has a lower APR finance fee, because the stores will want to keep your business as long as possible. You can get approved for a credit card within minutes when you apply at a store.
MBNA Credit Card
With MBNA, you can enjoy a credit card with excellent benefits, as well as have one of the most inexpensive to use. For the first 13 months, you will receive 0% on balance transfers when transferring the funds from other credit cards within the first 90 days from the opening date of your account. There will also be 0% on all money transfers when you transfer into your account for the first 13 months of having the account open. For the first 3 months of having your MBNA credit card open, you will be charged 0% on all card purchases. The typical APR rate is 15.9%, which is generally lower than many other credit cards. With this credit card, you will also enjoy added benefits such as online banking, fraud protection, and more.
Discover More(SM) Card
The Discover More credit card was made for those who already have good credit, and are looking for a card that offers cash rewards. When the credit line is first opened, customers will enjoy an introductory rate of just 0% on all purchases and balance transfers, which are made within the first 6 months. The Discover More credit card gives a 5% cash back bonus to their customers for purchases in many different categories, which rotate every 3 months. These include traveling, eating out, home, clothing, and even going to the movies. All purchases that are made up to the first $3,000 will also earn .25%. After the card holder’s purchases exceed $3,000, the cash back bonus changes to a full 1%. These cash back bonuses can be redeemed in fifty dollar increments, and there is no limit on the amount that can be earned. This inexpensive credit card has an interest rate that is as low as 11.99%, and there is a grace limit of 25 days, much more than many other credit cards. Another inexpensive part of the card is that there is never an annual fee to own it. You will also enjoy benefits such as travel accident insurance and automobile rental insurance.
Gas Credit Cards
You can enjoy the use of other credit cards, as well as the ease and convenience of getting them. For example, you may choose to get a gas credit card. Nowadays, gas is expensive, and many people are always searching for different ways to save when they fill up. A credit card that is specifically for use at the pumps can do just that. Many large gas station chains now offer their own gas cards, which can not only make things easier on you, but also save you money, as well. You can also generally use your gas credit card to pay for purchases made inside the participating store, as well.
A gas credit card will usually give you rebates when you purchase a certain amount of gas with them, as long as you use the station chain that the card is issued from. You will also enjoy the convenience of paying at the pump. With the high rate of gas thefts occurring, almost every gas pump has become pay first, and then pump. With a credit card, you can simply pay at the pump, all the while enjoying the benefits that the credit card offers. Since gas is a necessary purchase for most of the public, having a gasoline credit card makes perfect sense. Check into your local gas station to find out what type of credit card deal they offer. All the big gas chains, such as Texaco, Chevron, and Citgo, to name a few, have their own credit cards.
Getting a credit card is important for many people. They are great for emergencies and to help with your credit score. Finding one that is inexpensive and affordable is a big plus, and can be well worth the fees that you do have to pay for it. Look into these credit cards today, and get started on improving your credit score, while enjoying great rates!
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